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Mobile & Manufactured Home Financing in Utah


At 21st Mortgage Corporation, we’re passionate about helping future homeowners find the perfect manufactured home in Utah. Whether you're buying new or used, we offer personalized mobile home loan options tailored to your needs. As the nation’s leading manufactured home lender, we’re proud to support Utah residents—helping make homeownership easier across the beautiful Beehive State. From mountain views to desert plateaus, Utah offers stunning landscapes for every lifestyle. No matter if you’re settling into a quiet rural lot or a welcoming community, we can help you find flexible financing that fits your goals. Our full-service mortgage team is here to guide you every step of the way, making the process smooth and stress-free. Ready to get started? Reach out today and let’s talk about mobile home loans that work for you.

An example of a mobile home available in Utah

Why Choose 21st Mortgage for Financing a Mobile Home?

We have decades of experience specializing in manufactured and mobile home loans. Underwriting, originating, and servicing your financing package takes place with us in-house. See what benefits our mobile home loan program can offer you:
  • We have fixed rates
  • We do not charge any pre-payment penalties
  • We do not require land
  • Park or Community homes are eligible for financing
  • New and used mobile homes are eligible for financing
  • Foundations can be permanent or nonpermanent foundations
  • Primary, Secondary, Investment, and “Buy-For” (purchase for someone else)
  • Financing closing costs and most third party fees are possible

Major Markets:  

Loans for New and Used Mobile Homes in Utah


Searching for a manufactured home that meets your space and budget needs? Start with our list of trusted mobile home retailers found throughout Utah, select a home, and we’ll help do the rest.

Financing Available for Pre-Owned and Repossessed Mobile Homes



Looking for a great deal on a mobile home? Our nationwide locator can help you find quality repossessed homes at a lower cost compared to buying new. If you're ready to take the next step, start your application for a mobile home loan in Utah today! Have questions about the process or our services? Reach out to us online—we’re here to help.

Housing Associations in Utah:



State Licensing Disclosures:

The Federal Equal Credit Opportunity Act and the Utah Uniform Consumer Credit Code prohibit creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); or because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Consumer Financial Protection Bureau, Washington D.C. 20551
For residents of Utah, the Equal Credit Opportunity Provisions of the Utah Uniform Consumer Credit Code are administered by the Department of Financial Institutions, Herber M. Wells Building, 160 East 300 South, 3rd Floor, Salt Lake City, Utah 84111